Online Mart offers a complete payment management solution that allows for the creation of a web-based payment environment for both the management and processing of payment transactions.
Payment Services provides full end-to-end payment management features and tools such as:
- Secure capture and storage of credit card transactions on behalf of the merchant
- Online, real-time secure credit card processing (supports 128-bit SSL encryption)
- Payment notifications to merchant and buyer
- Ability to process payment transactions (i.e. cancel, settle, and credit; including full or partial processing) via a easy-to-use web-based interface
- Built-in payment management logic (e.g. ensure credit amount does not exceed initial payment amount; automatic re-authorization after 7 days etc)
- Web-based reporting and transaction history (1 year)
- Support for multiple platforms
Payment Services is ideal for merchants seeking a fully managed service or those looking to design their own web interface. This solution includes a full payment management agent that is fully hosted, supported and managed in a secure, PCI compliant environment. Merchants can access and process their payment transactions via an easy-to-use web interface - allowing them to fully control their payment transactions without having to build and maintain their own payment management application.
Multiple Payment Solutions
Online Mart Payment Services merchants receive several different payment solutions.
Payment Form
Payment Form redirects the buyer to the Online Mart server in order to capture their credit card information through an SSL protected session and then have the amount specified by the merchant charged against the card entered.
Shopping Cart
Retain full control over how shipments, credits, and orders are processed. The
Online Mart shopping cart allows merchants to automate and fully manage the
steps in their commerce workflow, resulting in faster order turnaround time and
reduced costs. This service redirects the buyer to the Online Mart server every
time an item is selected for purchase so buyers can add products to a secure
hosted cart, and view order totals including automatically calculated taxes and shipping charges. All data is submitted over an SSL protected session.
Direct Payment Interface
We provide a Direct Payment Interface solution that enables the merchants who have captured the credit card information in a secure environment to forward the transaction directly to Online Mart servers in real-time for authorization and settlement. This solution is available for a number of different operating system platforms.
Recurring Billing
Generate a database of recurring transactions to support daily, weekly, monthly or annual payment plans. Our servers process credit card transactions automatically on their scheduled dates and return summary information to vendors. The billing database can be updated and maintained through an easy to use web interface or remotely by uploading information through one of our APIs. Online Mart Recurring Billing clients also have the ability to support an initial non-standard payment with subsequent recurring payments. Reporting is available online, through a download, or via an API enabling the merchant to review transactions or integrate data into other business applications.
Web Terminal
This service allows operators (i.e. in a merchant's call centre) to capture credit card information and initiate transactions on behalf of customers via an SSL protected web interface. The transaction flow is the same as for the Payment Form service except that the operator rather than the buyer enters the credit card information.
Payment Management Functionality and Tools
Provides merchants with the following functionality and value-added tools:
- Web-Based Payment Management Tools
- Web-Based Transaction Query Facility
- Secure capture of credit card transactions with real-time processing using 128-bit SSL encryption
